Telemetry-linked financing platform

Private credit for assets traditional lenders can’t finance — risk managed by live telemetry.

01 · Asset telemetry02 · AI underwriting03 · Investor return
Investors backing TKD

TKD Advantage
One platform that underwrites, monitors, and reports on assets traditional lenders cannot assess

Agentic Intelligence

Our technology reads a new class of assets that traditional lenders cannot, which lets us finance the businesses powering the AI economy.

Live visibility

TKD's platform connects directly to financed asset systems, providing real-time performance monitoring and full transparency to investors.

Early insight

Live operating data surfaces deterioration months ahead of any financial report, giving us the time and the grounds to act before a position is impaired.

Data loop

Every deal and every agent we deploy feeds our proprietary credit model, which sharpens with data no competitor can access.

End-to-end capabilities

One integrated platform handles origination, underwriting, structuring, distribution, payments, and settlement.

Institutional backing

We are backed by strategic and financial investors including SBI Holdings and SMBC, and licensed by the MAS and registered with FINTRAC.


Asset classes

Five classes of income producing physical assets
that traditional lenders cannot assess. One standard: live, verifiable telemetry.

Compute & Digital Infrastructure

Compute & Digital Infrastructure

Hard infrastructure behind contracted compute demand, with deep enterprise and hyperscaler offtake. Live utilisation and power draw let us underwrite the cash flow as it is generated and act before a contract sours, not a year later in audited accounts.

compute outputuptimepower usage
Specialist Transport Equipment

Specialist Transport Equipment

Income-producing equipment with liquid secondary markets and recoverable collateral, so loss-given-default is contained. Continuous telematics on usage, location and load give direct line of sight to the revenue servicing the loan.

flight hoursmileagemaintenance status
Energy & Power Systems

Energy & Power Systems

Contracted, frequently regulated revenue riding structural grid and electrification demand, with low correlation to traditional credit. Throughput and charge-cycle data track performance and residual value against rating in real time.

charge / discharge cyclesthroughputavailability
Medical & Life Sciences Equipment

Medical & Life Sciences Equipment

Essential, non-discretionary equipment with stable utilisation that holds through the cycle. Procedure-level activity evidences the cash flows behind each facility, loan by loan, rather than on trust.

scan volumesutilisation hoursservice records
Autonomous Industrial Equipment

Autonomous Industrial Equipment

Productivity assets whose value is tied to measurable output. Operating hours and fault rates are a leading indicator of credit health, visible long before it would ever surface in a financial statement.

task cyclesutilisation ratebattery health

How a deal runs

Four entities carry every deal
From the asset's first data point to the investor's return.


How we protect capital

Traditional credit stops where the balance sheet ends.

Balance-sheet underwriting
  • Idle and active assets look identical
  • Degradation never appears in the accounts
  • No loss history for new asset classes
Telemetry underwriting
  • Live output and utilisation, machine by machine
  • Degradation and residual value tracked continuously
  • Independently verifiable, no borrower reporting
Live feed

Telemetry data

Every financed asset, live on one screen.

BESS Cluster · SG-04Within triggers
Charge / discharge · live
GPU Fleet · TYO-1199.2% uptime
Compute output · live
AMR Fleet · SIN-02Within triggers
Task cycles · live
Reefer Fleet · YVR-07Within triggers
Mileage & temp · live
Direct machine connection Continuous risk triggers Digital instruments for distribution Live, auditable investor view

One engine

TKFin runs on the group's AI stack.
The financing platform is built on the banco AI engine, powered by the Tokenest AI token gateway.

This platform
Financing platform

Brings the borrower, investor and operator portals into one place — running origination, structuring, placement and servicing across the transaction.

built on
AI engine

The AI engine trained on seven years of asset telemetry. It underwrites each deal, monitors every financed asset, and powers the agents that do the work.

powered by
AI token gateway

One connection to every model and compute source, smart-routed — so each task runs on the most efficient, cost-effective model.


One data loop

Every deal and every deployment feeds one data pool.

TKFin runs on live asset telemetry. banco runs on enterprise process data. Both settle into one shared pool that AI and people learn from — so each business line makes the other stronger, and the group compounds without matching headcount.

  • Every financing deal sharpens underwriting and risk models across the asset book
  • Every deployment cycle makes the AI agents sharper at each client's specific work
  • Enterprises adopting AI on banco create the live operating data TKFin can later finance

Agentic Intelligence. Discover how a deep foundation of rich data and AI agents makes TKD HIVE.

TKD HIVE

Data advantage

Seven years of transactions, compounding into one credit model.

Raw telemetry is standardised into consistent credit inputs — a model that sharpens with data no competitor can access. Humans stay the gate.

Proprietary dataset

Every deal closed contributes to a growing performance dataset, standardised into consistent credit inputs across asset classes.

Direct asset integration

Built deal by deal — direct machine-to-platform feeds via IoT and APIs, removing reliance on borrower-reported figures.

Self-improving credit model

AI models learn continuously from live asset performance to automate risk monitoring and trigger events, with humans as the gate.

Real-time reconciliation

Asset output, revenues and costs reconcile automatically before payouts — real-time reporting traditional private credit cannot offer.